Our members are actively working and partnering with numerous banks, payment platforms and networks to build acceptance and promote electronic payments. It is critical that Government of India send a clear message that India will be a free and open market and build on the work we are doing today. To meet the challenges ahead we need the resources, expertise and commitment of all players in this payment space. The most successful economies allow universal access to payment neutral electronic payment systems, regulation and policies. We call on the Government of India to follow the free market path that will lead to success for all of us. Universal Access to Infrastructure and Open Payment Systems is the right policy for our members and it is the right policy for India to achieve and eventually exceed the goal of 2,500 crore digital transactions till March 2018 and thereafter.