Similarly, interoperability is best enabled through a payment neutral market. Without the ability to accept all payments, how will merchants, traders and consumers participate and conduct international commerce? How will merchants and traders accommodate foreign customers? No establishment wants to turn away a willing customer. Interoperability is critical to participating in an increasingly global market. This is especially for true for small merchants and traders who must now compete against large online players who serve customers around the world and accept all forms of payments. India must be able to compete.